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Person adjusting eyeglasses inside a blue VSP-shaped graphic against a dark blue background with the "be seen." logo.

Compare Plans.
Choose What Fits.

Review VSP FEDVIP plan options, including coverage, costs, and benefits, to help find the right fit for your vision care needs.

Explore Coverage and Savings

Learn more about plan details and potential savings as you evaluate your options and compare coverage.

Current plan details are available for reference.

Compare Your Plan Options

Find the balance of coverage and value that fits your needs.1

VSP Standard Option

Strong everyday coverage and value.

Save with VSP Coverage Without VSP  With VSP  With VSP Premier Edge
Eye exam $214 $10 Copay $0
Prescription glasses copay N/A $20 Copay $20
Frame ($200 allowance)2 $200 $0 $0
Single vision lenses $118 $0 $0
Anti-reflective coating $161 $85 $85
Impact-resistant lenses $66 $0 $0
Light-reactive lenses, such as SunSync® $144 $75 $75
Self-only annual premium (Pre-tax for Employees) N/A $93.12 $93.12
Total $903 $283.12 $273.12
Savings: N/A $619.88 $629.88

VSP High Option

Enhanced benefits and allowances.

Save with VSP Coverage Without VSP With VSP With VSP Premier Edge
Eye exam $214 $10 copay $0
Prescription glasses copay N/A
Frame ($250 allowance)2 $250 $0 $0
Single vision lenses $118 $0 $0
TechShield anti-glare coating $161 $0 $0
Impact-resistant lenses  $66 $0 $0
Light-reactive lenses, such as SunSync® $144 $0 $0
Self-only annual premium (Pre-tax for Employees) N/A $174.72 $174.72
Total $953 $184.72 $174.72
Savings: N/A $768.28 $778.28

2027 Premiums

VSP Standard Plan Options versus High Plan Options

VSP Standard Option

  Bi-Weekly Monthly
Self Only $3.58 $7.76
Self + One $7.16 $15.51
Self + Family $10.75 $23.29

VSP High Option

  Bi-Weekly Monthly
Self Only $6.72 $14.56
Self + One $13.46 $29.16
Self + Family $20.19 $43.75

Network Options

Stay in-network and save more. Enjoy lower out-of-pocket costs, no claim forms, savings on eyewear and lenses, plus additional member offers.

Need help finding a VSP network doctor? Use our search tool or call 800.807.0764.

Going out-of-network? You may pay more out of pocket. Submit a claim and itemized receipts for partial reimbursement.

Getting care overseas? File an out-of-network claim and receive 75% reimbursement of billed charges, up to the amounts shown.

Service Out-of-Network
reimbursement
International
reimbursement
Eye Exam Up to $45 Up to $65
Single Vision Lenses Up to $45 Up to $55
Lined Bifocal Lenses Up to $65 Up to $75
Lined Trifocal Lenses Up to $85 Up to $95
Lenticular Lenses Up to $125
Frame Up to $47 Up to $120
Contact Lenses Up to $105

Ready to Enroll?

You've compared your options. Now learn how to enroll through BENEFEDS.

1Based on state and national averages for eye exams and most commonly purchased brands. Your actual savings will depend on the plan available to you, your copays, contribution level, and whether your contribution is deducted from your paycheck pre-tax. 
2The Standard Option plan includes a $200 frame allowance on Featured Frame Brands at most in-network locations or any frame at Visionworks® and Eyemart Express or a $150 standard frame allowance at in-network locations including Walmart/Sam's Club. The High Option plan includes a $250 frame allowance on Featured Frame Brands at most in-network locations or any frame at Visionworks and Eyemart Express or a $200 standard frame allowance at in-network locations including Walmart/Sam's Club.