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Explore Private Practice Optometry Loans

Achieve your goals with a personalized loan offering from Vision One Credit Union powered by VSP Vision.

Explore Private Practice Optometry Loans

Achieve your goals with a personalized loan offering from Vision One Credit Union powered by VSP Vision.

Accelerate your practice's potential with compelling, stackable interest rate reductions. 

Now, eligible VSP® Network practice* owners like you can confidently reach your practice goals with unique, Vision One Credit Union (V1) private practice optometry loans1 powered by VSP Vision™. VSP is doubling down to invest in resources and programs like this to deliver unmatched support, value, and stability to private practices.

Grow your business with reduced, stackable loan rate reductions. As a VSP Premier Edge™ or PECAA Max member, you can save even more! Discover five different loan options to help you meet your needs:
Healthcare Desert Loans
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Loans to support practice opening in designated underserved areas.
Partner Buy-In/Buy-Out Loans
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Financing for optometrists interested in buying into a practice or buying out a partner.
Practice Purchase/Start-Up Loans
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Support for first-time practice owners purchasing an existing practice or starting cold.
Practice Renovation/Relocation Loans
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Flexible loans for renovations, relocations, and select equipment to modernize your existing practice.
 
Retinal Imaging Equipment Loans
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Financing for practice owners who want to update or purchase essential retinal imaging equipment to enhance your patient services.

Benefits of V1 Private Practice Optometry Loans

Enjoy special discounts for VSP Premier Edge and PECAA Max members, including stackable interest rate reductions:

  • 0.6% interest rate buydown for purchase of retinal imaging equipment for participating VSP Premier Edge practices.
  • 1.0% interest rate loan buydown for participating PECAA Max members on all loan types.
  • 1.0% interest rate buydown for doctors expanding practices into underserved areas.
  • 0.25% interest rate loan discount from V1 for Members maintaining their primary business checking account and loan with V1 (can be stacked with these other incentives)
  • VSP and V1 were both founded by optometrists and are committed to supporting private practice optometrists, with over 400 practices taking advantage of V1 loans totaling in excess of $192 million over the last 22 years.
  • Work with a V1 representative to receive a personalized loan assessment and pre-qualification.

Fill out the form to learn more and get started today.

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Practice is currently: (check all that apply)
What type of funding are you looking for?

A Vision One loan specialist will contact you to discuss your loan and get the process started.
1  Credit Approval and Program Terms
All loan programs, terms, and conditions are subject to credit approval by Vision One Credit Union. Vision One Credit Union and VSP reserve the right to modify or discontinue any loan program, eligibility criteria, interest rates, fees, or other terms and conditions at any time and without prior notice. Approval is based on the Credit Union’s standard underwriting guidelines, including creditworthiness, income verification, and other required documentation. This communication is not a commitment to lend or extend credit. Additional restrictions may apply.
* Loan offers and accompanying interest rate buy-downs are only available to VSP Network practices in good standing.
Check Premier Edge Status